Automate financial workflows, optimize spending, and gain real-time visibility while earning cashback on every transaction — all from one intelligent platform.
Six connected products running on one stack. Unified data, unified policies, unified reporting — across US dollars and Indian rupees.
Smart limits. Instant control. Physical and virtual cards with real-time policy enforcement.
Track. Pay. Reconcile. Instant business payments with real-time visibility across India operations.
Control every rupee. Intelligent tools, approval workflows, and analytics that curb waste and keep cash flow in check.
Automated. Compliant. Streamline invoice processing and vendor payments with three-way match built in.
Fast, structured buying. From request to receipt — every transaction streamlined, efficient, and audit-ready.
AI-powered spend insights. Smart workflows automating reimbursements, approvals, and anomaly detection.
Virtual and physical cards for your whole team. Set spend limits, merchant categories, and approval rules per card. Every transaction categorized, tagged, and synced to your books — automatically.
Snap a receipt. TERA reads it, categorizes it, matches it to a card transaction, and posts it to your ledger. Employees submit less. Finance reviews only what matters.
Vendors email invoices to your TERA address. Data gets extracted. POs get matched. Approvers get pinged. Payments get scheduled. You intervene when you need to — not because you have to.
Pre-built integrations across accounting, HR, identity, and collaboration — plus an API for everything else.
SOC 2 Type II, PCI DSS Level 1, GDPR, and SSO out of the box. Data encrypted in transit and at rest, access controlled down to the transaction.
Outcome-based pricing tied to what finance teams actually care about — close cycles, automated reconciliations, recovered spend. No per-seat surprises.
See pricing →Connect your ERP, import your expense policies, and issue your first card before the call ends.
The AI command center for finance.
Turning workflows into autonomous
action using agents.