Less paperwork, More profits
Running a small business means wearing multiple hats, but managing finances shouldn’t slow you down. Tera simplifies spend management, automates accounting, and helps you stay cash-flow positive—so you can focus on growing your business.

Fuel your growth, not your burn rate
Manage small business finances effortlessly. Track expenses, control cash flow, and extend runway.
Real-time financial insights
Track business expenses in real time and make smarter, data-driven decisions with automated, accurate financial reporting and insights.
Seamless spend management
Eliminate manual tracking using automated reconciliations, category-based spend limits, and real-time visibility into all expenses
Smart cash flow control
With Tera's Smart Spend & Cash Flow, optimize your budget through transparent spending and control, ensuring no surprises at month-end.
Track less. Save more
Handle travel, vendor payments, and team expenses—all in one intuitive platform. Gain real-time visibility, automate approvals, and set smart spending controls to eliminate manual work and reduce errors. With everything centralized, your finance team saves time and makes faster, data-driven decisions.


Financial clarity,
always on time
Automate your finances with Tera and stay ahead of every transaction. From real-time expense tracking to seamless bookkeeping, Tera ensures you always have a clear, up-to-date view of your cash flow. Eliminate delays, reduce manual errors, and make confident business decisions backed by accurate, timely data.
Smarter spend. Seamless scale.
Built for growing teams who value growth

FAQs
Yes, Tera offers real-time visibility across every transaction, department, and user. Admins can view expenses as they happen and take immediate action if needed.
Tera is a unified platform that helps businesses control, track, and optimize all types of company spends — from employee reimbursements and travel to vendor payments and corporate card usage — in real-time.
Tera allows you to issue physical or virtual cards with dynamic limits, track all expenses, auto-categorize them, and ensure compliance — all from a centralized dashboard.
Yes. Tera uses bank-grade security, encryption, and access controls to ensure all your data and transactions are safe.
You can generate department-wise, user-wise, category-wise, or custom reports on spends, balances, and reimbursements — ideal for audits and decision-making.
Yes. Tera supports exports and can be integrated with tools like Tally, Zoho, etc., for seamless bookkeeping and reconciliation.
Tera is built for everyone — from finance teams and department heads to field employees. You can assign roles and permissions to control access and actions across the platform.