Implementing financial discipline is easy with Tera's powerful cards, smart spend controls, and auto-tracked expenses—empowering businesses to manage, monitor, and optimize every rupee.

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Endless business benefits in just one card

Transform your corporate spending with a card that simplifies expense management and offers exclusive perks. Set spending limits for travel, Bill Payments and Procurement With automatic policy controls to align transactions with your business needs.

Intelligent spend control

Set real-time transaction limits, merchant restrictions, and approval workflows to optimize budget management, enhancing control & compliance, and tracking spending efficiently across teams. Smart Corporate Cards with Spend Controls & Rewards.

Seamless accounting integration

Connect seamlessly with accounting tools like SAP, Tally, QuickBooks, and ERP systems to simplify financial operations, ensuring seamless data integration and efficient financial management.

Virtual & physical cards

Issue instant virtual cards for secure online transactions and provide physical cards for seamless in-store purchases, ensuring flexibility, convenience, and payment options for all users.

Fraud prevention & security

Advanced security features like real-time transaction alerts, multi-level authentication, and compliance checks ensure robust protection and safeguard your funds against unauthorized access.

Master your spending with ease

Hassle-free card setup for teams

Apply for TERA Corporate Cards in minutes. Enjoy fast, hassle-free approval and start managing your business expenses with real-time tracking, smart controls, and seamless integrations.​

Corporate Spending, Rewarded

Experience unmatched benefits with TERA Corporate Cards—earn unlimited cashback on every purchase, no gimmicks, no limits. Simplify your Accounts Payable process and track expenses seamlessly.

Maximize efficiency, minimize costs – Tera unlocks your business's full potential.

At Tera, we understand that controlling costs and optimizing resources are key to running a successful business. Our platform offers powerful solutions that drive efficiency, reduce operational overheads, and enhance savings across various business functions. 

79%

Reduction in manual work

45%

More savings on vendor payments

90%

More visibility and transparency

"Managing expenses across our stores used to be a real challenge. Since switching to Tera’s prepaid cards, everything has improved. I can now easily monitor how much is spent, when, and on what — all in real-time."

Mohd Imran
Head of operations & Finance, GoodToGo

Smarter spend. Seamless scale.

Built for growing teams who value growth

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FAQs

Can I track spend in real-time?

Yes, Tera offers real-time visibility across every transaction, department, and user. Admins can view expenses as they happen and take immediate action if needed.

What is Tera’s spend management platform?

Tera is a unified platform that helps businesses control, track, and optimize all types of company spends — from employee reimbursements and travel to vendor payments and corporate card usage — in real-time.

How are corporate card expenses managed in Tera?

Tera allows you to issue physical or virtual cards with dynamic limits, track all expenses, auto-categorize them, and ensure compliance — all from a centralized dashboard.

Is Tera secure for managing financial transactions?

Yes. Tera uses bank-grade security, encryption, and access controls to ensure all your data and transactions are safe.

What kind of reports can I generate on Tera?

You can generate department-wise, user-wise, category-wise, or custom reports on spends, balances, and reimbursements — ideal for audits and decision-making.

Can I integrate Tera with accounting software or ERP systems?

Yes. Tera supports exports and can be integrated with tools like Tally, Zoho, etc., for seamless bookkeeping and reconciliation.

Who in my organization can use Tera?

Tera is built for everyone — from finance teams and department heads to field employees. You can assign roles and permissions to control access and actions across the platform.