Each agent specializes in one domain and hands off seamlessly to the next — creating an autonomous FinOps engine under the hood.
Expense agent
Auto-categorizes expenses, validates receipts, checks policy compliance, and routes approvals. Routine cases never need a human touch.
AP Agent
Matches invoices to POs, flags discrepancies, schedules payments based on cash flow optimization, and syncs to your accounting system.
Analytics Agent
Forecasts budget needs, detects duplicate transactions, and surfaces real-time savings opportunities before the month closes.
Policy Agent
Enforces spending policies in real-time, prevents unauthorized transactions before they happen, and maintains a complete audit trail.
Stop waiting for people to categorize, review, or approve spend. Let AI agents do it instantly, based on your policies and with total transparency.
Nobody wakes up wanting to file expense reports. TERA's Expense Agent reads receipts, categorizes transactions, checks policy compliance, and routes approvals — with zero human touch for routine cases. Your team only sees the exceptions.
Upload your vendor contracts and SOPs. TERA's AP Agent matches invoices to POs, flags discrepancies before they become disputes, optimizes payment timing to capture early-pay discounts, and syncs everything to your accounting system — no manual entry required.
Ask "How much did we spend on SaaS last quarter?" and get an instant report. Set your policies once — the Policy Agent enforces them at the moment of submission, not in a monthly review. Anomalies are caught before they compound.
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Upload your expense policy and edit it anytime, and agents will enforce your rules everywhere.
Let agents chase down context and approve in-policy expenses. They'll escalate anything risky.
Agents monitor spend 24/7 and catch anomalies or abuse to stop fraud before it costs you.
“With Tera, we’ve seen significantly improved efficiency across our spend processes. Manual data entries have been reduced, saving countless hours each week. It has brought much-needed visibility and control at every level.”
"Since adopting Tera’s UPI Wallet solution in 2023, we’ve seen a remarkable reduction in our operational spend, cutting down from ₹4 crores to ₹2.5 crores. The solution has helped us streamline payments and control cash leaks, providing greater transparency and accountability in our financial processes. Tera has truly transformed how we manage expenses across our hospital."
"With Tera, Wheelocity has achieved significant time savings, with our finance team saving an average of 15-20 hours per week. The streamlined processes and automated features have drastically reduced manual tasks, allowing our team to focus on more strategic activities. Tera has brought efficiency and precision to our financial operations."
"Since implementing Tera at our manufacturing unit, Scoops has seen a 60% reduction in expense processing costs. Automation and streamlined workflows cut manual effort and errors, saving both time and money. Tera has boosted our efficiency and improved expense management."
Connect your ERP, import your expense policies, and issue your first card before the call ends.
The AI command center for finance.
Turning workflows into autonomous
action using agents.
