The ultimate AI command center
for finance teams

Automate financial workflows, optimize spending, and gain real-time visibility while
earning cashback on every transaction—all from one intelligent platform.

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Trusted by 1,200+ top companies.
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Corporate & Prepaid cards with smart controls

Issue unlimited virtual & physical cards with spend limits

Merchant and category-based whitelisting & blacklisting

Built-in fraud prevention, multi-level approvals, and real-time tracking

AI-driven expense management

Automate approvals, receipt matching, and policy enforcement

Real-time syncing with accounting software (QuickBooks, Tally, Xero, Zoho)

Custom approval workflows for seamless financial control

Simplify invoice management and vendor payments

Extract data, categorize expenses, and match invoices with purchase orders automatically

Pay vendors instantly via ACH, NEFT, RTGS, UPI, or corporate cards.

Route invoices for approvals based on amount, department, or business rules.

IMPACT

Real numbers from teams running on Tera

Spinny

80%

Reduction in manual reimbursements — expense process from days to minutes

Navabharat LTD

70%

Reduction in average reimbursement turnaround time

Scoops India

60%

Reduction in processing costs — automation cut manual effort and errors

Divay Hygiene

10×

Faster monthly close — from 7 days to real-time visibility

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Gain total spend visibility

No more guessing where your money is going. Get real-time insights on every transaction.

  • Live dashboards & AI-powered spend analytics
  • Custom reports & forecasting to optimize budgets
  • Duplicate transaction detection & AI-driven savings insights

Identify cost-saving opportunities and reduce overspending by 30%.

Smarter business payments, On your terms

From vendor payments to employee expenses—handle it all in one platform. 

  • Corporate & prepaid cards with built-in spending limits
  • AI-driven accounts payable automation—faster invoice processing
  • Seamless bill pay via ACH, UPI, RTGS, and more

Cut invoice processing time by 60% and eliminate late payments.

Security & compliance,
Built for scale

Finance should be stress-free. We keep you compliant and secure.

  • Automated fraud detection & policy enforcement
  • Multi-level approvals & customizable access controls
  • Enterprise-grade security & audit-ready compliance

Protect your finances and prevent unauthorized spending.

Streamline your financial processes with TERA

Our AI-driven platform automates complex financial tasks, saving you time and reducing errors. Experience seamless integration and enhanced control over your finances. The Ultimate AI command centre for Finance teams.

79%

Reduction in manual work through automation

45%

More savings on vendor transactions

90%

More visibility and transparency in spends

Smarter spend. Seamless scale.

Built for growing teams who value growth

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Businesses that scale smarter choose Tera

Explore our recent articles from high-growth startups to enterprise leaders, see how teams streamline spending and unlock efficiency with Tera financial management and automation.