Click. Sell. Spend smart
Effortlessly grow your e-commerce with Tera. Streamline spend management from supplier payments to ad spends, ensuring you scale without financial chaos. Get full control with real-time visibility, automate workflows, and manage expenses efficiently, allowing your business to grow seamlessly and securely.

Streamlining E-commerce spend

Refund & Reimbursement tracking
Ensure accurate and fast refunds for customers and quick seller reimbursements, streamlining the process for seamless transactions and enhancing customer satisfaction and trust in your business.
Employee & Freelancer payouts
Enable instant payments for remote teams, warehouse staff, and delivery partners, ensuring timely and seamless transactions that improve efficiency, satisfaction, and overall team productivity.
Marketing & Ad spend
Click, Sell, Spend Smart. Effortlessly monitor, control, and optimize your digital ad budgets across platforms like Google, Meta, and others, ensuring better spend management, improved campaign performance, and maximized ROI.
SaaS & Subscription management
Track and automate payments for software and cloud services, ensuring timely billing, improved financial control, and seamless management of subscriptions and expenses across all platforms.

"Tera’s prepaid card solution has helped us streamline branch-wise spending with real-time visibility and control. It’s reduced manual work, improved accountability, and made our finance operations far more efficient."
Vendor & Supplier payments
Automate Spend & Scale smarter. With Tera automate payments for inventory, packaging, and fulfillment services through a centralized platform. Ensure timely payouts, reduce manual errors, and gain real-time visibility on all spends.


Warehouse & Logistics costs
Easily manage rent, utilities, and last-mile delivery expenses with centralized tracking, automated workflows, and real-time visibility to boost operational efficiency across locations.
Manage expenses, procurement, and more — all from a single, intuitive platform.
Smarter spend. Seamless scale.
Built for growing teams who value growth

FAQs
Yes, Tera offers real-time visibility across every transaction, department, and user. Admins can view expenses as they happen and take immediate action if needed.
Tera is a unified platform that helps businesses control, track, and optimize all types of company spends — from employee reimbursements and travel to vendor payments and corporate card usage — in real-time.
Tera allows you to issue physical or virtual cards with dynamic limits, track all expenses, auto-categorize them, and ensure compliance — all from a centralized dashboard.
Yes. Tera uses bank-grade security, encryption, and access controls to ensure all your data and transactions are safe.
You can generate department-wise, user-wise, category-wise, or custom reports on spends, balances, and reimbursements — ideal for audits and decision-making.
Yes. Tera supports exports and can be integrated with tools like Tally, Zoho, etc., for seamless bookkeeping and reconciliation.
Tera is built for everyone — from finance teams and department heads to field employees. You can assign roles and permissions to control access and actions across the platform.