Simplify Business Payments and Control Spend with Tera UPI Wallet

The UPI Wallet transforms business transactions with speed, ease, and security. Manage petty cash, retail, and admin expenses effortlessly—every tap and click brings financial clarity and control.

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Click, pay, thrive with your one-click

With TERA's UPI Wallet, experience real-time, secure, and hassle-free fund transfers. Say goodbye to delays and streamline your business transactions effortlessly. TERA makes business payments fast and easy.

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Instant & Secure Transactions

Make instant payments to employees, vendors, and service providers using a UPI-enabled business wallet. Experience secure, real-time transactions that simplify and streamline all your business payments with ease and efficiency.

Real-Time Tracking

Gain full visibility into all transactions with a centralized dashboard. Access detailed reports and spending insights to monitor and manage your business finances efficiently, ensuring better control and transparency.

Smart Spend Controls

Simplify Business Payments and Control Spend with Tera UPI Wallet. Set transaction limits, restrict merchant categories, and enable approval workflows to prevent unauthorized spending. Gain better control over your finances, ensuring secure and compliant transactions for your business at all times.

Automated Receipt Capture

Receipts are automatically attached to transactions, minimizing manual data entry and enhancing financial accuracy.Get full transparency of all transactions with a unified dashboard, offering detailed reports and spending insights. 

 Your wallet, your way

Food & Travel allowances

  • Assign wallet balances to employees for meal and travel expenses
  • Define daily to monthly limits for spending control
  • Avoid reimbursement delays with direct payments from the UPI wallet

Ops & Petty Expenses

  • Go digital—replace petty cash with e-transactions
  • Simplify tracking for office, logistics, daily ops
  • Ensure policy compliance via smart spend controls

Maximize efficiency, minimize costs – Tera unlocks your business's full potential.

At Tera, we understand that controlling costs and optimizing resources are key to running a successful business. Our platform offers powerful solutions that drive efficiency, reduce operational overheads, and enhance savings across various business functions. 

79%

Reduction in manual work through automation

45%

More savings on vendor transactions

90%

More visibility and transparency in spends

“Tera helped us eliminate cash inefficiencies and bring discipline into our spend management. By adopting Tera's UPI wallet, we gained real-time visibility and control, allowing our finance team to focus on strategy instead of reconciliation.”

Sanjay
Finance Head, Scoops India

Manage expenses, procurement, and more — all from a single, intuitive platform.

Smarter spend. Seamless scale.

Built for growing teams who value growth

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FAQs

Can I track spend in real-time?

Yes, Tera offers real-time visibility across every transaction, department, and user. Admins can view expenses as they happen and take immediate action if needed.

What is Tera’s spend management platform?

Tera is a unified platform that helps businesses control, track, and optimize all types of company spends — from employee reimbursements and travel to vendor payments and corporate card usage — in real-time.

How are corporate card expenses managed in Tera?

Tera allows you to issue physical or virtual cards with dynamic limits, track all expenses, auto-categorize them, and ensure compliance — all from a centralized dashboard.

Is Tera secure for managing financial transactions?

Yes. Tera uses bank-grade security, encryption, and access controls to ensure all your data and transactions are safe.

What kind of reports can I generate on Tera?

You can generate department-wise, user-wise, category-wise, or custom reports on spends, balances, and reimbursements — ideal for audits and decision-making.

Can I integrate Tera with accounting software or ERP systems?

Yes. Tera supports exports and can be integrated with tools like Tally, Zoho, etc., for seamless bookkeeping and reconciliation.

Who in my organization can use Tera?

Tera is built for everyone — from finance teams and department heads to field employees. You can assign roles and permissions to control access and actions across the platform.