The challenge

As I-Net rapidly expanded its network of field teams and e-Business Owners, managing project-wise and daily field expenses became increasingly complex. Their earlier process had several systemic issues:

• All expenses were processed through employees’ personal bank accounts
• No transaction-level visibility or audit trail
• Manual reimbursements created delays and inconsistencies
• Impossible to map spends accurately to project codes, GL, or voucher categories
• Rising cash leakages and budget overruns across multiple projects

With 80 field users spending nearly ₹30 lakh per month, the lack of spend visibility made financial governance extremely difficult.

I-Net needed a modern, real-time, scalable, and project-driven system—one that brought accountability without slowing field operations.

The solution

Tera deployed a UPI-based corporate wallet system built directly on I-Net’s current account—eliminating personal payments, cash handling, and reimbursement delays. Field employees could now make instant Scan & Pay transactions using the Tera app, with pre-approved limits based on their project roles. Every spend was automatically mapped to the correct project, GL code, and category, ensuring accuracy and building a clean digital audit trail without manual effort.

For the Finance and Operations teams, Tera provided a real-time spending dashboard that offered complete visibility into user-level and project-wise payments. The system enabled instant policy violation alerts, automated reconciliation, and streamlined approval flows, dramatically strengthening financial governance. With every transaction tagged, traceable, and compliant, I-Net could finally eliminate inconsistencies and plug cash leakages across departments.

To make financial reporting even more seamless, Tera enabled Tally integration, allowing I-Net to consolidate spend data across all regions and projects in one structured view. This empowered the team to generate faster reports, analyze spend patterns, and maintain audit-ready records at all times. Overall, Tera delivered a fully digital, accountable, and scalable expense management ecosystem—all while keeping employee workflows simple and uninterrupted.
‍

Measurable impact after implementation

• 88% improvement in real-time accountability via GL-mapped transactions
• Significant drop in cash leakages and project-wise budget overruns
• Instant visibility into user-level and category-wise spending
• Reconciliation time reduced from days to hours
• Stronger audit readiness through structured logs and digital voucher mapping  

The Results

With automated workflows and real-time spend tracking, the finance team at I-Net can now close books and settle liabilities much faster. Manual follow-ups, cash withdrawals, and paperwork-heavy processes have been replaced with instant digital approvals.

More importantly, the finance team now has time for strategic tasks—like analyzing spending patterns, improving controls, and optimizing project budgets—rather than chasing receipts.

Tera’s platform also strengthens policy adherence, tax compliance, and budget governance by digitizing receipts, mapping GLs, and centralizing all project spends.

The result?
A cleaner, faster, and significantly more accountable financial system across the organization.

Employee experience

Field employees no longer depend on personal cash or wait weeks for reimbursements. With instant UPI-based wallet access, they can complete on-ground tasks efficiently and transparently.

“The process is transparent and instant. No personal payments, no waiting, no manual paperwork. Tera makes it easy to stay focused on work.”

‍