The challenge: Petty cash at dealership scale
Automobile dealerships operate in a high-frequency, service-driven environment, where speed and availability are critical. As Popular Mega Motors expanded across service centres and showrooms, managing day-to-day expenses became increasingly complex.
The group faced several common dealership challenges:
- Petty cash usage spread across multiple service centres and showrooms
- Small but frequent operational spends for repairs, logistics, utilities, and customer support
- Limited real-time visibility for finance teams
- Manual reconciliation processes and cash-handling risks
- A growing need for digital transformation across group entities
As the group scaled, cash-based processes became harder to control, audit, and govern, increasing operational friction for both finance and operations teams.
The solution: UPI-first dealership spend with TERA
TERA partnered with Popular Mega Motors and the wider Kuttukaran Group to implement a centralized, UPI-led expense management system designed for dealership-scale operations.
What changed
With TERA in place, the dealership ecosystem shifted to a digital-first spend model:
- UPI wallets issued to dealerships and service locations
- Role-based spend limits for service managers, admins, and branch teams
- Instant UPI payments for day-to-day dealership expenses
- Centralized dashboard giving finance teams a live view across entities
- Approval workflows replacing cash handling and manual registers
This ensured ease for operations and control for finance, without slowing down dealership activity.
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The impact
With TERA powering dealership spends:
- Cash dependency across dealerships was significantly reduced
- Finance teams gained real-time visibility into branch-level spends
- Faster approvals and cleaner reconciliations replaced manual follow-ups
- Improved audit readiness across group entities
Overall, it marked a clear step forward in the group’s digital transformation journey.
“Dealerships move fast—TERA made sure finance could keep up.”
Conclusion
TERA helped Popular Mega Motors transition from cash-heavy dealership expenses to a modern, UPI-powered spend ecosystem.
By bringing transparency, control, and simplicity to everyday dealership spends, TERA is enabling auto dealer groups to operate smarter, faster, and more compliantly in a digital-first era.
