The challenge
Rishaba’s teams incurred frequent travel, food, healthcare, and general admin expenses across manufacturing and corporate locations. With no real-time monitoring or defined budgets, spends were difficult to track and reconcile, leading to delays and limited financial control.
The solution
TERA enabled Rishaba with corporate RuPay prepaid cards, creating separate wallets for:
- Travel & lodging
- Food & daily allowances
- Healthcare & employee welfare
- General administrative expenses
Each card came with predefined limits and categories, ensuring spends stayed within policy—without slowing employees down.
The impact
- Clear visibility into every corporate expense
- Faster reimbursements and fewer finance follow-ups
- No dependency on cash for employee spends
- Better control across manufacturing and corporate offices
TERA helped Rishaba replace informal expense handling with a simple, prepaid-card–driven system that scales with the business.





