Rishaba Industries streamlines corporate expenses with TERA prepaid cards

Rishaba Industries LLP is a growing OEM/ODM manufacturing company based out of Chennai, operating across a large manufacturing facility and a corporate office. With frequent inter-location travel and day-to-day administrative spends, managing expenses without a structured system had become increasingly difficult.

To bring visibility and discipline to corporate spending, Rishaba partnered with TERA.

30%
60%
95%
Reduction in unauthorized and off-policy spends
Faster reimbursement turnaround
Policy compliance across corporate expenses
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Industry
Manufacturing
Department
Finance & Admin
Use case
Corporate expenses & Travel spend management
Company size
50–200 employees
Region
Tamil Nadu, India
Previous solution
Manual cash disbursements and reimbursements
Current solution
TERA RuPay prepaid cards with centralized dashboard

“Before TERA, we had no structured way to track corporate and travel expenses. With prepaid cards, everything is now categorized, controlled, and visible. It has simplified reimbursements for employees and given finance complete clarity.”

Selva
Finance Head, Rishaba Industries LLP

The challenge

Rishaba’s teams incurred frequent travel, food, healthcare, and general admin expenses across manufacturing and corporate locations. With no real-time monitoring or defined budgets, spends were difficult to track and reconcile, leading to delays and limited financial control.

The solution

TERA enabled Rishaba with corporate RuPay prepaid cards, creating separate wallets for:

  • Travel & lodging
  • Food & daily allowances
  • Healthcare & employee welfare
  • General administrative expenses

Each card came with predefined limits and categories, ensuring spends stayed within policy—without slowing employees down.

The impact

  • Clear visibility into every corporate expense
  • Faster reimbursements and fewer finance follow-ups
  • No dependency on cash for employee spends
  • Better control across manufacturing and corporate offices

TERA helped Rishaba replace informal expense handling with a simple, prepaid-card–driven system that scales with the business.

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